Medical Insurance Companies SUCK ASS !

I was told that after my insurance runs out on Oct 31, 2009 that is 18 days from now I should consider continuing my insurance with COBRA Insurance. Never had to deal with them. But have never heard anything good.

So I went to their website to see what they had and this is what I found:

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“When should you continue your group health plan benefits under COBRA?
You should seriously consider continuing your health benefits under COBRA if you…

* have had comprehensive benefits and don’t mind paying more for them.
* want continual, guaranteed coverage at a higher cost.
* have had recent health problems.
* have had ongoing health problems.
* are taking expensive medications.
* have been declined for private insurance recently.
* have a history of medical problems.
* have had an accident within the 60 day window of enrollment.
* are pregnant or planning to get that way.
* got a job and your new employer does not offer a health plan“.

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Now all things considered.

I Understand that COBRA is a LAW not a Medical Insurance Company.

Look at the First qualifier.

“have had comprehensive benefits and don’t mind paying more for them“.

MORE for them???? MORE???

What fucking planet did these bureaucratic money grubbing assholes wake up on?

So let me get this straight.

I just lost my job. I lose my insurance in 18 days. But if I want to keep it then all I have to do is pay MORE and I can keep it.

I did read that correctly didn’t I?

Yes I did!

Where in all that is fucking proper and intelligent do they think I can afford to pay MORE for insurance when I just got terminated?

I mean lets get real here. Without my income we are not going to be able to afford the bills we currently have like rent, food, medications, car, insurance (both car and us) utilities. You know the basic amenities that one actually needs in order to live.

The answer. They don’t fucking care. They do not care if we live or die. Just that they get their overpriced premiums every month.

Yeah I can see that this is not going to bode well. Let’s hope that the Attorney has something positive to tell me when I go see him on Thursday.

Peace Out

Dragon